| Founded | 2015 |
|---|---|
| Closed | 2023 |
| Country | USA |
| Sector | Fintech |
| Collapse type | Slow Death |
Point Digital Finance
"San Francisco home equity sharing fintech that raised $175M before rising rates and a frozen housing market made the investment returns math stop working."
Years-long decline before final shutdown
Key Events Timeline
Point Digital Finance offered homeowners lump-sum cash in exchange for a percentage share of future home appreciation — home equity sharing rather than a traditional second mortgage.
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