| Founded | 2014 |
|---|---|
| Closed | 2023 |
| Country | Colombia |
| Sector | Fintech |
| Total raised | $15M (Omidyar Network, IFC, Acumen, 2014–2020) |
| Collapse type | Silent Shutdown |
| Founder | Daniel Materón |
Sempli
"Medellín-based SME fintech lender backed by Omidyar Network and IFC raised $15M across nine years—then shut down in 2023 as Colombian SME default rates and rising Banco de la República rates destroyed lending margins."
Quiet closure with no public announcement
Key Events Timeline
Sempli was founded in Medellín in 2014 to provide working capital loans to Colombian SMEs underserved by traditional banks.
// full analysis
Full analysis requires the Analyst plan
Documented cause · Market cycle · Competitive moat type · Verified lesson
€149/mo · or contribute your autopsy for free access →
UnicornBurn Season 0 opens July 2026. 10,000 founders competing in one world. Your startup fights for the market every Saturday. Most will end up here. Which one are you?
JOIN SEASON 0 →Sempli followed a documented pattern. Identify the same signals in any company before they reach the point of no return.
Witnessed a startup failure first-hand? Share the real story. First-hand accounts from founders and team members get prioritized for publication.
SUBMIT AN AUTOPSY →Failure intelligence for due diligence and risk analysis.
Structured dataset by collapse type, for 5031 startups. 7-day trial.
See plans →Free JSON API. No key required. 50 autopsies, 10 req/day.
Full dataset available with Intelligence plan API key. CORS enabled.
Explore API →Academic, press, or research use? Free JSON API available — no auth required →